Tuesday, August 26, 2008

September is National Preparedness Month

I received an e-mail from the CPM Industry Insider that had a link to the article Survey: American Small Businesses Not Prepared For Power Outages. Probably not coincidentally, on the very same day, SBA sent out a press release about September being National Preparedness Month, from which I will quote extensively:

Homeowners, Renters and Businesses Are Encouraged to Plan Before Disaster Strikes

WASHINGTON – Recent floods in the Midwest and hurricanes/tropical storms in Texas and Florida have cost homeowners, renters and businesses millions of dollars in damages. These events serve as reminders to the public to have a disaster preparedness plan in place.

National Preparedness Month, sponsored by the U.S. Department of Homeland Security (DHS), is designed to enhance the public’s awareness of the necessity of having an emergency plan in place to respond to a natural or man-made disaster. The U.S. Small Business Administration is one of the many government and private sector coalition partners participating in this fifth annual National Preparedness Month.

"There’s a tendency – and it’s human nature – to think that a large-scale disaster is not going to happen where you live," said SBA Acting Administrator Sandy K. Baruah. "Accepting the inevitability of an emergency, and then taking responsibility for your own recovery are the necessary first steps toward protecting your family, your assets, and your community."

To prepare for disasters, SBA offers the following tips:
• Develop a solid emergency response plan. Find evacuation routes from the home or business and establish meeting places. Make sure everyone understands the plan beforehand. Keep emergency phone numbers handy.
Business owners should designate a contact person to communicate with other employees, customers and vendors. Individuals and business owners should ask an out-of-state friend, colleague or family member to be a “post-disaster”
point of contact, supporting the flow of information about short-term relocations, recovery, additional sources of assistance, etc.

• Make sure you have adequate insurance coverage. Disaster preparedness begins with having adequate insurance coverage – at least enough to rebuild your home or business. Homeowners and business owners should review their policies to see what is or isn’t covered. Businesses should consider “business interruption insurance,” which helps cover operating costs during the post- disaster shutdown period. Flood insurance is essential. To find out more about the National Flood Insurance Program, visit the Web site at www.floodsmart.gov.

• Copy important records. It’s a good idea to back up vital records and information saved on computer hard drives, and store that information at a distant offsite location. Computer data should be backed up routinely. Copies of important documents and CDs should be stored in fire-proof safe deposit boxes.

• Create a "Disaster Survival Kit." The kit should include a flashlight, a portable radio, extra batteries, a first-aid kit, non-perishable packaged and canned food, bottled water, a basic tool kit, plastic bags, cash, and a digital camera to take pictures of the property damage after the storm.

More preparedness tips for businesses, homeowners and renters are available on the SBA’s Web site.
The Institute for Business and Home Safety also has information on protecting your home or business. To learn more about developing an emergency plan, visit the DHS’s Ready Campaign Web site at www.ready.gov or call 1-800-BE-READY to receive free materials.

The SBA makes low-interest loans to homeowners, renters and non-farm businesses of all sizes. Homeowners may borrow up to $200,000 to repair or replace damaged real estate. Individuals may borrow up to $40,000 to cover losses to personal property.

Non-farm businesses and non-profit organizations of any size may apply for up to $2 million to repair or replace disaster damaged business assets and real property. Small businesses that suffered economic losses as a direct result of the declared disaster may apply for a working capital loan up to $2 million, even if the property was not physically damaged.

1 comment:

wmtls said...

Total Logistics Solutions partners with The Greenspan Co./ Adjusters International
Burbank, CA - August 2008 -- Total Logistics Solutions, a leading Supply Chain organization and the developers of the “CYA Home Inventory Software and Services” Program, announces it has partnered with The Greenspan Company /AI to offer services that can assist homeowners with mitigating loses during the insurance claims process after large scale disasters.
Customers of both companies will benefit by being able to combine the comprehensive Home Inventory Specialist of TLS with the industry knowledge of The Greenspan Co/AI. As a result of the partnership, users of Cover Your Assets Software will be able to take advantage of 62 years of expertise to thoroughly investigate loss, accurately prepare, document and submit a claim, while getting a full, fair and expedited settlement.
Greenspan’s past and current customers will have the ability to take advantage of Total Logistics Solutions Home Inventory Specialist as well as their CYA Software, to protect themselves before the need to file a claim arises.
“The need to have an accurate inventory of your businesses fixed assets or your homes contents is essential in today’s day and age. Disasters are happening on a global scale and more people need to be prepared no matter where they live because you can’t predict when it will strike you.” said Tana Jackson, a home inventory specialist with Total Logistics Solutions.
The collaboration between The Greenspan Co/AI and Total Logistics Solutions marks a turning point in our industry of Home Inventory. The realization that such a product and service is needed should make a statement to the insurance industry that these services should be a must-have instead of an option.
Total Logistics Solutions recently began selling home inventory software to the public in October, 2007 just prior to the California fires. The software allows homeowners the ability to document their homes contents and business owners the ability to record their fixed assets. The services of the Greenspan Company /Adjusters International established in 1946 protect the homeowner/business owner by preparing, submitting and settling insurance claims for property damage to their insurance company, insuring the policyholder of a collection that fairly represents what they lost.
Total Logistics Solutions, Inc., founded in 1997, was named one the “Top 100” supply chain and logistics organizations in 2007 by Supply and Demand Chain Executive magazine. Cover Your Assets is a consumer based product developed and distributed solely by Total Logistics Solutions, Inc. employees and its independent associates. CYA™ is inventory software developed for homeowners for the purposes of maximizing a return on your insurance investment. Total Logistics Solutions, Inc. asset management division uses the same concept for corporations throughout the US and Canada. To learn more about Total Logistics Solutions and their product, “Cover Your Assets” visit their website www.itstime2cya.com. Or, visit The Greenspan Company at www.greenspanai.com.

Total Logistics Solutions, Inc.
Contact information:
Alicia Martin, Director of Marketing
Direct: (818) 353-2962
Corporate: (888) 807-0958