Imagine you’re at a restaurant with your friend. She pays the check, and says you can pay her back. Do you:
a) write an IOU on a napkin?
b) pull out a wad of cash and give her exact change?
c) take out your phone and pay her through a mobile payment app?
If you answered c), this post is for you.
Like apps that let you pay at stores with your phone, “peer-to-peer” payment services can be a convenient way to pay friends. But before you use one — or use one again — check the app’s settings for available security features.
More from the Federal Trade Commission.
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