Employer Health Benefits 2009 Annual Survey

This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage, including premiums, employee contributions, cost-sharing provisions, and other relevant information. The survey continued to document the prevalence of high-deductible health plans associated with a savings option and included new questions on health risk assessments. The 2009 survey included 3,188 randomly selected public and private firms with three or more employees (2,054 of which responded to the full survey and 1,134 of which responded to an additional question about offering coverage). Researchers at the Kaiser Family Foundation, the National Opinion Research Center at the University of Chicago, and Health Research & Educational Trust designed and analyzed the survey.

Here's the bottom line: If the cost of health care continues to rise as fast as it has over the past five years, by 2019, your average American family will be paying $24,180 per year for their policy. If rates continue to rise as rapidly as they have over the past five years, you're looking at $30,803. The current number is $13,375.