Disaster Prep on a Budget

From HERE

It’s no secret the world is a dangerous place. Every day, we hear about something – whether caused by humans or nature – that’s turned lives upside down. Bad news greets us in the morning and follows us to bed at night.

What are we to do?

Fear and stress are killers. They kill us from the inside out. We must find constructive ways to defuse the situation. Faith practices, physical exercise, counseling and peer groups… all can help, but there’s one thing everyone should consider: Get prepared.

When you take the initiative to recognize potential problems and prepare to deal with them when and if they come, you not only position yourself to face those difficulties, but knowing you’re ready helps lower stress.

In this guide, we’ll talk about disaster preparedness. We’ll talk about the supplies and equipment you and your family need to weather out the storm or make it through the crisis. And we’ll suggest ways you can save money and still get high-quality goods.

By getting ready now, you won’t have to worry so much about what might happen. If a news alert says severe weather is headed your way, you’ll be ready for it.

You’ll know that whatever comes down the pike, you’re not going to be joining the crowd desperately trying to find a store with something left on the shelves or wondering how in the world to live without water and electricity.

We’ve tried to keep the recommendations here in line with those suggested by the American Red Cross. Responding to disasters is a big part of what they do every day.

Tornado Tracks: 56 years of tornado tracks by F-scale

Got this data from NOAA via the spectacular Data.gov. It tracks 56 years of tornado paths along with a host of attribute information. Here, the tracks are categorized by their F-Scale (which isn't the latest and greatest means but good enough for a hack like me), where brighter strokes represent more violent storms.

Also: earthquakes since 1898, major fires since 2001, and hurricanes since 1851.

Protecting Your Finances if a Disaster Strikes: Are You Prepared?

If you had only a few moments to evacuate your home and could not return for several days or even weeks, would you have access to cash, banking services and the personal identification you need to conduct your day-to-day financial life? Download and order your free copies of Protecting Your Finances if a Disaster Strikes: Are You Prepared?

WorldRiskReport 2011

The WorldRiskReport 2011 helps to evaluate the vulnerability of societies to natural hazards. Using world maps to visualize, it shows on the one hand where the probability of a natural hazard to occur is particularly high; on the other hand it is shown in which countries the population can cope with these events especially good or bad. The central element of the WorldRiskReport, the concept of the WorldRiskIndex, was developed by the United Nations University Institute for Environment and Human Security (UNU-EHS) in Bonn/Germany, in cooperation with the Alliance Development Works and its partners. Alliance Development Works also is editor of the report.

September Is National Preparedness Month

Disability.gov’s Emergency Preparedness section has quite a few tools and resources that can help people with disabilities and others prepare for, and recover from, emergency situations and disasters. You'll also find information about the importance of including people with disabilities in emergency preparedness efforts - including planning for, responding to and recovering from a disaster or emergency.

SBA: Plan for Disasters During National Preparedness Month

WASHINGTON – In conjunction with the five-year anniversary of the
devastating Gulf Coast storms of 2005, the U.S. Small Businesses Administration is encouraging business owners, homeowners and others to create their own disaster preparedness plan during National Preparedness Month in September.

"There is a tendency to think that a large-scale disaster is not going to happen ‘where I live,’" SBA Administrator Karen Mills said. "The reality is that storms, floods, earthquakes, fires and man-made disasters can strike anytime and anywhere. Planning ahead for your own post-disaster recovery is a good step toward protecting your family, your business and your community."

SBA, along with many state, local government and private sector coalition partners are participating in this September’s National Preparedness Month.

To prepare for disasters, SBA offers the following tips:

•Develop a solid emergency response plan. Find evacuation routes from the home or business and establish meeting places. Make sure everyone understands the plan beforehand. Keep emergency phone numbers handy.
Business owners should designate a contact person to communicate with other employees, customers and vendors. Homeowners, renters and business owners should ask an out-of-state friend, colleague or family member to be a "post-disaster" point of contact, supporting the flow of information about short-term relocations, recovery, additional sources of assistance, etc.

• Make sure you have adequate insurance coverage. Disaster preparedness begins with having adequate insurance coverage—at least enough to rebuild your home or business. Homeowners and business owners should review their policies to see what is or isn’t covered. Companies should consider business interruption insurance, which helps cover operating costs during the post- disaster shutdown period. Flood insurance is essential. To find out more about the National Flood Insurance Program, visit the Web site at www.floodsmart.gov.

• Copy important records. It’s a good idea to back up vital records and
information saved on computer hard drives, and store that information at a distant offsite location in fireproof safe deposit boxes. You should have copies/back ups of important documents ready to take with you if you have to evacuate.

• Create a "Disaster Survival Kit." The kit should include a flashlight, a
portable radio, extra batteries, first-aid supplies, non-perishable food, bottled water, a basic tool kit, plastic sheeting and garbage bags, cash, and a digital camera to take pictures of the property damage after the storm.
More preparedness tips for businesses, homeowners and renters are available on the SBA’s website at www.sba.gov.

The Institute for Business and Home Safety (www.disastersafety.org) also has information on protecting your home or business. Additional information on developing an emergency plan is available at the federal government’s preparedness website www.ready.gov.

When disaster strikes, the SBA makes low-interest loans to homeowners, renters and non-farm businesses of all sizes. Homeowners may borrow up to $200,000 to repair or replace damaged real estate. Individuals may borrow up to $40,000 to cover losses to personal property.

Non-farm businesses and non-profit organizations of any size may apply for up to $2 million to repair or replace disaster damaged business assets and real property. Small businesses that suffered economic losses as a direct result of the declared disaster may apply for a working capital loan up to $2 million, even if the property was not physically damaged.

To learn more about the SBA’s disaster assistance program, visit the website at www.sba.gov/disasterassistance.

Release Date: September 1, 2010
Contact: Carol Chastang (202) 205-6987 Release Number: 10-49
Internet Address: http://www.sba.gov/news

Nearly Half Of States Fail On Emergency Plan Communication

Seven years after Sept. 11, and in the wake of many major natural disasters such as forest fires, hurricanes and flooding, nearly half of U.S. states either have no state-level emergency plan or do not provide it readily to the public, reveals a new study by George Mason University Communication Professor Carl Botan. MORE.

Dealing with the Emergency

Influenza outbreak.
Terror attack.
HHS' Agency for Healthcare Research and Quality has released a new Web-based interactive tool to help hospitals and emergency planners identify resource requirements to treat an influx of patients due to a major disaster.

Tool Estimates Resources Needed For Emergency Response

September is National Preparedness Month

I received an e-mail from the CPM Industry Insider that had a link to the article Survey: American Small Businesses Not Prepared For Power Outages. Probably not coincidentally, on the very same day, SBA sent out a press release about September being National Preparedness Month, from which I will quote extensively:

Homeowners, Renters and Businesses Are Encouraged to Plan Before Disaster Strikes

WASHINGTON – Recent floods in the Midwest and hurricanes/tropical storms in Texas and Florida have cost homeowners, renters and businesses millions of dollars in damages. These events serve as reminders to the public to have a disaster preparedness plan in place.

National Preparedness Month, sponsored by the U.S. Department of Homeland Security (DHS), is designed to enhance the public’s awareness of the necessity of having an emergency plan in place to respond to a natural or man-made disaster. The U.S. Small Business Administration is one of the many government and private sector coalition partners participating in this fifth annual National Preparedness Month.

"There’s a tendency – and it’s human nature – to think that a large-scale disaster is not going to happen where you live," said SBA Acting Administrator Sandy K. Baruah. "Accepting the inevitability of an emergency, and then taking responsibility for your own recovery are the necessary first steps toward protecting your family, your assets, and your community."

To prepare for disasters, SBA offers the following tips:
• Develop a solid emergency response plan. Find evacuation routes from the home or business and establish meeting places. Make sure everyone understands the plan beforehand. Keep emergency phone numbers handy.
Business owners should designate a contact person to communicate with other employees, customers and vendors. Individuals and business owners should ask an out-of-state friend, colleague or family member to be a “post-disaster”
point of contact, supporting the flow of information about short-term relocations, recovery, additional sources of assistance, etc.

• Make sure you have adequate insurance coverage. Disaster preparedness begins with having adequate insurance coverage – at least enough to rebuild your home or business. Homeowners and business owners should review their policies to see what is or isn’t covered. Businesses should consider “business interruption insurance,” which helps cover operating costs during the post- disaster shutdown period. Flood insurance is essential. To find out more about the National Flood Insurance Program, visit the Web site at www.floodsmart.gov.

• Copy important records. It’s a good idea to back up vital records and information saved on computer hard drives, and store that information at a distant offsite location. Computer data should be backed up routinely. Copies of important documents and CDs should be stored in fire-proof safe deposit boxes.

• Create a "Disaster Survival Kit." The kit should include a flashlight, a portable radio, extra batteries, a first-aid kit, non-perishable packaged and canned food, bottled water, a basic tool kit, plastic bags, cash, and a digital camera to take pictures of the property damage after the storm.

More preparedness tips for businesses, homeowners and renters are available on the SBA’s Web site.
The Institute for Business and Home Safety also has information on protecting your home or business. To learn more about developing an emergency plan, visit the DHS’s Ready Campaign Web site at www.ready.gov or call 1-800-BE-READY to receive free materials.

The SBA makes low-interest loans to homeowners, renters and non-farm businesses of all sizes. Homeowners may borrow up to $200,000 to repair or replace damaged real estate. Individuals may borrow up to $40,000 to cover losses to personal property.

Non-farm businesses and non-profit organizations of any size may apply for up to $2 million to repair or replace disaster damaged business assets and real property. Small businesses that suffered economic losses as a direct result of the declared disaster may apply for a working capital loan up to $2 million, even if the property was not physically damaged.