Wednesday, November 11, 2009

Sources of Health Insurance, Characteristics of the Uninsured

This Issue Brief provides historic data through 2008 on the number and percentage of nonelderly individuals with and without health insurance. Based on EBRI estimates from the U.S. Census Bureau’s March 2009 Current Population Survey (CPS), it reflects 2008 data. It also discusses trends in coverage for the 1994–2008 period and highlights characteristics that typically indicate whether an individual is insured. HEALTH

COVERAGE RATE CONTINUES TO DECREASE: The percentage of the nonelderly population (under age 65) with health insurance coverage decreased to 82.6 percent in 2008. Increases in health insurance coverage have been recorded in only four years since 1994, when 36.5 million nonelderly individuals were uninsured; in 2008, the uninsured population was 45.7 million.

EMPLOYMENT-BASED COVERAGE REMAINS DOMINANT SOURCE OF HEALTH COVERAGE, BUT CONTINUES TO SLOWLY ERODE: Employment-based health benefits remain the most common form of health coverage in the United States. In 2008, 61.1 percent of the nonelderly population had employment-based health benefits, down from 68.4 percent in 2000. Between 1994 and 2000, the percentage of the nonelderly population with employment-based coverage expanded.

PUBLIC PROGRAM COVERAGE IS GROWING: Public program health coverage expanded as a percentage of the population in 2008, accounting for 19.4 percent of the nonelderly population. Enrollment in Medicaid and the State Children’s Health Insurance Program increased, reaching a combined 39.2 million in 2008, and covering 14.9 percent of the nonelderly population, significantly above the 10.5 percent level of 1999.

INDIVIDUAL COVERAGE STABLE: Individually purchased health coverage was unchanged in 2008 and has basically hovered in the 6–7 percent range since 1994.

MOST/LEAST LIKELY TO HAVE HEALTH INSURANCE: Full-time, full-year workers, public-sector workers, workers employed in manufacturing, managerial and professional workers, and individuals living in high-income families are most likely to have employment-based health benefits. Poor families are most likely to be covered by public coverage programs such as Medicaid or S-CHIP.

RETHINKING THE VALUE OF OFFERING HEALTH INSURANCE: Research illustrates the advantages to consumers of having health insurance and the benefits to employers of offering it. In general, the availability of health insurance allows consumers to avoid unnecessary pain and suffering and improves the quality of life, and employers report that offering benefits has a positive impact on worker recruitment, retention, health status, and productivity. Employers may believe in the business case for providing health benefits today, but in the future they may rethink the value that offering coverage provides, especially if health costs continue to escalate sharply or if health reform changes the value proposition.

Tuesday, November 10, 2009

College Towns Are Undiscovered, Affordable and Stable Markets For Home Buyers

The annual College HPCI released by Coldwell Banker Real Estate LLC provides an apples-to-apples comparison of similarly sized 2,200 square foot, four-bedroom, two-and-a-half bathroom homes in college markets home to the 120 Football Bowl Subdivision schools. This year, Akron, Ohio (University of Akron) is ranked as the most affordable college town, where a typical four-bedroom home costs $121,885. Muncie, Ind. (Ball State University) took the No. 2 spot at $144,996. Ann Arbor, Mich. (a quintessential college town home to the University of Michigan) came in as the No. 3 most affordable college market, where the sample size home only costs $148,000.

Overall, the 2009 College HPCI revealed that real estate buyers can find a typical four-bedroom home for less than $250,000 in 62 percent of the college markets surveyed (72 total), including iconic American college towns such as:

* Syracuse, N.Y (Syracuse University): $171,711
* South Bend, Ind. (University of Notre Dame) $183,938
* Athens, Ga. (University of Georgia): $205,862
* Oxford, Miss. (University of Mississippi): $212,000
* Knoxville, Tenn. (University of Tennessee): $223,850

Further research indicates that the charm and affordability of college towns is appealing to more than just students. According to the U.S. Census Bureau’s 2008 American Community Survey; Austin, Texas (University of Texas), Provo, Utah (Brigham Young University), and Raleigh, N.C. (North Carolina State University) were among the metropolitan cities with the greatest population growth in 2008. In all three rising cities, home buyers can find a four-bedroom home for very a reasonable price; only $226,642 in Austin; $231,000 in Provo; and $241,462 in Raleigh.

Monday, November 9, 2009

Housing Stats

Since the topic of housing came up at the State Data Center Affiliates meeting last week, thought I'd put up a couple Census links:

State Housing Unit Estimates: 2000 to 2008

Quarterly Vacancy and Homeownership Rates by State and MSA

Saturday, November 7, 2009

Contract Reporter

The Contract Reporter is a wonderful tool for small businesses to learn about bidding opportunities from NY state government. Beginning next year the NYSCR will be free to any user. It is a publication that:
* Keeps small businesses apprised of weekly bid opportunities with individual state agencies, public authorities and public benefit corporations.
* Publishes services and technology bid opportunities and notices of upcoming commodity bid openings.
* Is available online.

From the ESD's Div. of Small Business Government Procurement web site:

New York State can help your business sell to state, federal, and local governments -- major purchasers of a wide variety of goods and services. New York State budgets for over $8.5 billion worth of contracts annually. New York schools, colleges, towns, villages and counties also make several billion dollars' worth of procurements each year. This is a significant market for New York companies.

Friday, November 6, 2009

ACS Compass Handbooks: Rural, American Indians

From the Census Bureau:

The Census Bureau recognizes that users of ACS data have varied backgrounds, educations, and experiences. They need different kinds of explanations and guidance to understand ACS data products. To address this diversity, the Census Bureau worked closely with a group of experts to develop a series of handbooks, each of which is designed to instruct and provide guidance to a particular audience. The audiences that we have chosen are not expected to cover every type of data users, but they cover major stakeholder groups familiar to the Census Bureau.

The handbook series is called A Compass for Understanding and Using American Community Survey Data. The specific handbooks are listed below, along with a brief summary of each of the target audiences.
***
The U.S. Census Bureau recently released two new ACS Compass Products handbooks...
What Users of Data for Rural Areas Need to Know introduces the ACS to people who care about, and use, social, demographic, economic, and housing data for small governmental units and rural communities. Using the devise of a single case study, this handbook illustrates a variety of aspects of the ACS and shows how results from the ACS are both similar to, and different from, data formerly gathered in conjunction with the decennial census.

What Users of Data for American Indians and Alaska Natives Need to Know provides an overview of the ACS data produced for the American Indian and Alaska Native populations. It describes the data products, provides information about how to access and use these products, and includes case studies to illustrate how best to use these data. Input from the Census Advisory Committee on the American Indian and Alaska Native Population and other stakeholders suggested the need for these ACS education materials.

Thursday, November 5, 2009

10 Questions, 10 Minutes

The 10 questions on the 2010 Census form.

1. How many people lived here on April 1, 2010?
2. Are there other people at the address on that date? (e.g. people staying temporarily)
3. Do you own or rent your dwelling?
4. What's the phone number? (in case Census can't suss out your answers)
5. Name of each person.
6. Each person's gender.
7. Each person's age and date of birth.
8. For each person: Hispanic or not?
9. Each person race or races.
10. For each person; does he or she live elsewhere (and thus might be counted elsewhere)?
Oh and they'll be a question about the relationship of the first person listed to the subsequent people listed.

That's it.

The forms, which are postpaid (i.e., you don't need stamps), are coming late in March. If you mail it back during the first week in April, you severely minimize the need for the Census Bureau to have to send out costly enumerators to knock on your door.

Wednesday, November 4, 2009

Census Bureau Launches 2010 Census Campaign With New Web Site

The U.S. Census Bureau last week kicked off its communications campaign to reach every resident in America with the launch of its 2010 Census Web site, 2010CENSUS.GOV. The Web site will serve as a platform for a national dialogue about how the census develops a “Portrait of America.”

2010CENSUS.GOV features an animated marquee that symbolizes the Census Bureau’s place at the intersection of the American experience. By clicking on images representative of the population, visitors can view video vignettes that ease fears about the census and encourage participation in the once-a-decade population count. The marquee will evolve over time, bringing the diverse voices of America to the site.

Press release.

Tuesday, November 3, 2009

Vote - 6 a.m. to 9 p.m.

And if you need to find your county board of elections to find polling places, offices to be filled, etc, go here.

Monday, November 2, 2009

Poverty in the United States: 2008

Source: Congressional Research Service (via Federation of American Scientists/Secrecy News)

In 2008, 39.8 million people were counted as poor in the United States — an increase of 2.6 million persons from 2007, and nearly the largest number of persons counted as poor since 1960. The poverty rate, or percent of the population considered poor under the official definition, was reported at 13.2%; up from 12.5% in 2007, and the highest rate since 1997. The recent increase in poverty reflects the worsened economic conditions since the onset of the economic recession in December 2007. Many expect poverty to rise further next year, and it will likely remain comparatively high even after the economy begins to recover. The incidence of poverty varies widely across the population according to age, education, labor force attachment, family living arrangements, and area of residence, among other factors. Under the official poverty definition, an average family of four was considered poor in 2008 if its pre-tax cash income for the year was below $22,025. This report will be updated on an annual basis, following release of U.S. Census Bureau annual income and poverty estimates.

Supporting data are based on the following: U.S. Census Bureau, Income, Poverty, and Health Insurance Coverage in the United States: 2008; Current Population Report No. P60-235, September 2009; and unpublished Census Bureau tables, available on the internet here.

Saturday, October 31, 2009

Time Change Reminder and Halloween Safety

From USA.gov




Don’t forget about the Time Change on Sunday, November 1. Set your clocks back one hour--the change officially starts at 2:00am on November 1. The majority of the United States observes daylight time, but there are some exceptions, including Hawaii and most of Arizona.
If your kids are going trick-or-treating, check out some Halloween Safety tips. They include:
Ensuring that your child's costume is flame-resistant.
Accompanying young children and ensuring that all children walk along sidewalks.
Instructing children not to enter homes.
Examining all candy before your child eats it.
Have a safe and happy Halloween!

Friday, October 30, 2009

Community Colleges Pave the Way to Upward Economic Mobility

From Pew Charitable Trust:

A report released by Pew’s Economic Mobility Project shows that community colleges are an important stepping stone for students of all backgrounds, income levels and high school achievements to improve their economic mobility prospects. Earning a community college degree boosts earnings by an average of $7,900 annually, an increase of 29 percent over those with only a high school diploma. For low-income, high-achieving high school students in particular, community colleges serve as a springboard to further postsecondary education; more than half eventually transfer to four-year programs, and three-quarters of those who transfer earn a bachelor’s degree.

Full report (PDF) here.

Thursday, October 29, 2009

Beige Book – October 21, 2009

Source: Federal Reserve Board

Reports from the 12 Federal Reserve Districts indicated either stabilization or modest improvements in many sectors since the last report, albeit often from depressed levels. Leading the more positive sector reports among Districts were residential real estate and manufacturing, both of which continued a pattern of improvement that emerged over the summer. Reports on consumer spending and nonfinancial services were mixed. Commercial real estate was reported to be one of the weakest sectors, although reports of weakness or moderate decline were frequently noted in other sectors.

Reports of gains in economic activity generally outnumber declines, but virtually every reference to improvement was qualified as either small or scattered. For example, Dallas cited slight improvements residential real estate and staffing firms, while New York noted gains only in a few sectors (predominantly manufacturing and retail). Retail and manufacturing conditions were mixed in Boston, but some signs of improvement were reported. New York, Philadelphia, Cleveland, and San Francisco cited small pickups in manufacturing activity. In the Kansas City District, an uptick was noted in technology firms, while services firms posted revenue gains in Richmond. However, conditions were referred to as stable or flat for business services and tourism firms in Minneapolis and agriculture in St. Louis and Kansas City.

The weakest sector was commercial real estate, with conditions described as either weak or deteriorating across all Districts. Banking also faltered in several Districts, with Kansas City and San Francisco noting continued erosion in credit quality (often with more expected in the future). One bright spot in the banking sector was lending to new homebuyers, in response to the first-time homebuyer tax credit. Finally, labor markets were typically characterized as weak or mixed, but with occasional pockets of improvement.

Wednesday, October 28, 2009

California Would Lose Seats Under Census Change

By SAM ROBERTS, New York Times

A Republican senator’s proposal to count only United States citizens when reapportioning Congress would cost California five seats and New York and Illinois one each, according to an independent analysis of census data released Tuesday. Texas, which is projected to gain three seats after the 2010 census, would get only one.
The proposed change would spare Iowa, Louisiana, Michigan and Pennsylvania the expected loss of one seat each. Indiana, Montana, North Carolina, Oregon and South Carolina would each gain a seat.
If every resident — citizens and noncitizens alike — is counted in 2010, as the Census Bureau usually does, Arizona, Florida, Georgia, Nevada and Utah would gain one seat each and Texas would get three, the analysis found.
Losing one seat each would be Iowa, Louisiana, Massachusetts, Michigan, New Jersey, New York, Ohio and Pennsylvania, according to the analysis of census data through 2008 by demographers at Queens College of the City University of New York.

-- more here

GAO Report: 2010 Census

2010 Census: Efforts to Build an Accurate Address List Are Making Progress, but Face Software and Other Challenges, by Robert Goldenkoff, director, strategic issues, before the Subcommittee on Information Policy, Census, and National Archives, House Committee on Oversight and Government Reform. GAO-10-140T, October 21. Highlights.

Tuesday, October 27, 2009

State of the Blogosphere 2009

From the description by Eric Olsen, Publisher of Blogcritics/Technorati

Earlier this month, denizens of the blogosphere descended on Las Vegas for three days of networking and socializing at the 2009 BlogWorld & New Media Expo. Besides the conference and trade show, there was much to learn from the keynote speakers, and of particular interest was the 2009 State of the Blogosphere delivered by Technorati CEO Richard Jalichandra.

The 2009 State of the Blogosphere

Introduction: Why the results of the survey are displayed according to four different types of bloggers.

Day 1: Who Are the Bloggers? We delve into the demographics.

Day 2: The What and Why of Blogging: Why we do what we do.

Day 3: The How of Blogging: How often we blog, what technologies we use, and whether or not we track our traffic.

Day 4: Blogging Revenues, Brands and Blogs: Branding and monetizing our blogs.

Day 5: 2009 Trends: Political Impact of Blogging, Twitter Usage.

In addition to the survey results, you'll find illuminating interviews with some of the blogosphere's movers and shakers:

Michael Arrington, TechCrunch
Penelope Trunk, Brazen Careerist
Steve Rubel, Edelman Digital, Micro Persuasion
Alex Santoso, Neatorama
Henry Copeland, Blogads
Arianna Huffington, The Huffington Post
Jonathan Salem Baskin, Dimbulb
Mathew Ingram, Toronto Globe and Mail
Seth Godin, Squidoo, sethgodin.typepad.com
Simon Mackie, Web Worker Daily
Dan Gillmor, dangillmor.com
Duncan Riley, The Inquisitr

About the State of the Blogosphere

Since 2004, Technorati's annual State of the Blogosphere report has followed growth and trends in the blogosphere. For the second time, bloggers, generous with their thoughts and insights, were surveyed directly to provide the data for the report. The 2009 State of the Blogosphere survey demonstrates that the growth of the blogosphere's influence on subjects ranging from business to politics to the way information travels through communities continues to flourish. In a year when revolutions and elections were organized by blogs, bloggers are blogging more than ever, and the State of the Blogosphere is strong.

Monday, October 26, 2009

U.S. Religious Landscape Survey

You can find details on the religious composition of the United States, including religious makeup, religious beliefs and practices in the U.S. Religious Landscape Survey. More than a study of religion, the Pew Research survey also includes the social and political attitudes affiliated with religious traditions in the United States. The survey is based on interviews with more than 35,000 Americans.

One element I found particularly interesting is A Brief History of Religion and the U.S. Census. From the document:

The U.S. Census Bureau has not asked questions about religion since the 1950s, but the federal government did gather some information about religion for about a century before that. Starting in 1850, census takers began asking a few questions about religious organizations as part of the decennial census that collected demographic and social statistics from the general population as well as economic data from business establishments...Although the census takers did not interview individual worshipers or ask about the religious affiliations of the general population, they did ask members of the clergy to identify their denomination – such as Methodist, Roman Catholic or Old School Presbyterian. The 1850 census found that here were 18 principal denominations in the U.S.

The same basic questions on religious institutions were included in the 1860 and 1870 censuses. In 1880, census takers started collecting more in-depth information from religious leaders on topics ranging from average worship attendance to church income, expenditures and debt. The scope of inquiry about religion was expanded again in 1890, when census takers gathered information about the number of ministers in each denomination. Classifications for the denominations also were more detailed...

There were no other significant changes in data collection on religious bodies until 1902, when the U.S. Census Bureau was established as a permanent government agency and census officials decided to separate some data collection from the regular decennial census. This led to the statutory creation of the Census of Religious Bodies, which began in 1906 as a stand-alone census to be taken every 10 years.

Saturday, October 24, 2009

State Personal Income: Second Quarter 2009

Source: Bureau of Economic Analysis

U.S. personal income grew 0.2 percent in the second quarter of 2009, the first growth in a year for the U.S. and for 15 states, according to estimates released last week by the U.S. Bureau of Economic Analysis. In the first quarter, U.S. personal income fell 2.3 percent.

Friday, October 23, 2009

Hard Times to Diminish Census Response

Hard economic times will likely diminish response rates for the 2010 U.S. Census, government officials predict.

The Census Bureau said Monday that mounting mistrust of government and record numbers of home foreclosures may well dissuade more residents from mailing back Census forms next year, USA Today reported.

More here.

IRS migration data

The IRS has released a new year of state and county level migration flows based on tracking tax returns between 2007 and 2008. As usual, the Missouri Census Data Center has obtained these data and made them available in its public data archive, as well as via its interactive web application that displays a migration profile for any selected county in the U.S.

MDCD used to have to purchase these data on CD-ROM/DVD, but starting this year, the IRS has decided to make the raw files available via a free download site.

You can access the MCDC irsmig data collection, which lets you access the migration profiles menu page.

Thursday, October 22, 2009

The States of Marriage and Divorce

Source: Pew Research Center

In Arkansas and Oklahoma, men and women marry young — half of first-time brides in these states were age 24 or younger on their wedding day. These states also have above-average shares of women who divorced in 2007-2008.

It’s the opposite state of affairs in Massachusetts and New York. Their residents marry late — half of ever-married New York men were older than age 30 when they first wed. These states also have below-average shares of men and women who divorced in 2007-2008.

Looking at rates, about 6% of Texans who ever have been married have wed three times or more. That is similar to the national average (5%), but well below the leaders in this category — the neighboring states of Arkansas and Oklahoma — where about 10% of all ever-married adults have had at least three spouses.

Marriage and Divorce: A 50 State Tour